Holiday Cottage, Purchase Price R1,350,000
- Our client had funds of R400,000+ after the sale of his home
- He required loan of R950,000
- There was additional outside income
- There was a need for extra capital repayments without penalty
- This was the clients first business
We Achieved
- Client receieved a loan of R950,000
- Interest only available for the first year
- Interest rate of 5%
Business Loan, Wine Bar Purchase Price R500,000
- Our client had funds of R290,000
- The client had no security to offer but required R210,000 business loan.
- He was an experienced licenced trade operator
We Achieved
- A loan amount of R210,000 was approved to client
- Security by way of the Small Firms Loan Gaurantee Scheme
- Interest rate of 5%
Holiday Cottage, Purchase Price R1,200,000
- Our client required 100% funding as he had not sold his house
- This was his first business
- There was additional outside income
We Achieved
- Full loan of R1,200,000 was approved to client.
- A Commercial Mortgage of R1,025,000
- Bridging Finance on his home of R175,000
- Both loans were issued at 5% interest
- Interest only payments were available for the first year
Guest House Purchase Price R2,020,000
- Our client approached us to arrange loan for the purchase of the guest house at R2,020,000
- A cash deposit of R700,000 was available, the client required loan of R1,320,000
- Accounts showed an average profit of around R180,000 over the past 5 yrs.
- This was the clients first venture into the guest house trade.
We Achieved
- Loan amount of R1,320,000 was approved to client
- Loan Term 10 years
- First 12 months interest only paid quarterly in arrears, improving cashflow.
- Interest Rate 5%
Filling Station, Purchase Price R2,500,000
- Our client had been let down by another loan company who was unable to provide her loan.
- A cash deposit of R1,000,000 was available
- Accounts showed net profits of around R205,000
- This was the clients first venture in petrol retailing
We Achieved
- Loan of R1,350,000 approved to client plus R85,000 top up loan
- Loan Term 25 years
- First 12 months interest only paid quarterly in arrears, improving cashflow
- Interest Rate 5%
- Credit card facility for R7,500
Public House, Purchase Price R920,000
- Our client had R100,000 cash and thought they could only buy a leasehold pub
- They were experienced Publicans
- Accounts showed net profits of around R55,000
We Achieved
- Loan approval of R820,000 this included corporate guarantee.
- Loan Term 20 years
- First 12 months interest only
- Interest Rate 5%
Personal Loan, Car Purchase Price R465,000
- Our client had R180,000 cash.
- Client require 285,000
- Client has been blacklisted.
- Accounts showed net income of around R40,000
We Achieved
- Loan payment of R425,000
- Loan Term 5 years
- First 12 months interest only
- Interest Rate 5%
House, Purchase Price R895,000
- Client wished to purchase a house at R895,000 with no cash available
- previous house was valued at R400,000
- This was the clients first business with us.
We Achieved
- Loan payment of R900,000
- Loan Term 12 years
- First 12 months interest only
- Interest Rate 5%
- No penalties for paying back capital after house sale
Car, Purchase Price R260,000
- Client had R790,000 cash and wants to purchase a car of R1,050,000
- Client required a loan for R260,000
- Good credit record
We Achieved
- Loan Payment of R260,000
- Loan Term 1 year
- First 12 months interest only
- Interest Rate 5%
Business Loan , Loan Amount R1,550,000
- Client needs loan of R1,400,000 for business expansion
- Additional security of R150,000 made available
- Business has been very active for over 6 years
- Accounts showed profits around R105,000
We Achieved
- Loan of 1,550,000 was approved.
- Loan Term 8 years
- First 12 months interest only
- Interest Rate 5%
Business Loan, Loan Amount of R850,000
- Client had been operating business for 10 years
- They had been totally funded by other loan company and could not find any lender to support them due to lack of security
- They required R650,000 to pay off other loan
- They needed a further R200,000 facility to expand the business
We Achieved
- Loan amount of R850,000 was received by client.
- This immediately allowed the client to negotiate new terms with the brewery.
- This shows the importance of using a good loan company.
Large Pub, Purchase Price R1,095,000
- Client had never operated a pub before
- They had R250,000 to cover rent and ingoing costs
- Required loan amount of R1,095,000 for full funding
We Achieved
- Loan amount of R1,095,000 was given to client.
- Interest rate 5%
- Loan Term 10 years
- Interest only for 12 months
Business Loan, Loan Amount R285,000
- Client had operated business for 6 years
- They needed cash for expansion.
- Required loan of R285,000
We Achieved
- Full loan of R285,000 was approved to client
- Interest rate 5%
- Interest only for 12 months
- Loan Term 6 Months
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